Sell with Strategy.
Close with Confidence.

A well-maintained home sells faster and for more money. Use this seasonal checklist to protect your investment year-round.

Monthly Tasks (Year-Round)

• Replace HVAC filter (1” filters every 30 days; 4” filters every 3–4 months)
• Test smoke and carbon monoxide detectors
• Run water in unused bathrooms to prevent drain dry-out
• Check under sinks for any leaks

We are actively vetting the best vendors for you — professionals who are reliable, fairly priced, and client-focused. Our preferred vendor list is being carefully curated and will be updated here as relationships are established.

Curb Appeal First

• Mow, edge, and weed — a clean lawn signals a well-maintained home before buyers walk in
• Fresh mulch in flower beds adds instant polish for minimal cost
• Paint or replace the front door — high ROI, low cost
• Power wash driveway, walkway, and front of house

Inside: Declutter & Depersonalize

• Remove at least 30–50% of items from every room, closet, and shelf
• Take down personal photos and family-specific decor
• Clear kitchen counters completely
• Organize closets — half-full closets look larger

High-ROI Pre-Sale Improvements

When to Consider Refinancing

• Rate refinance: If current rates are 0.75–1% lower than your existing rate. Factor in closing costs and calculate your break-even point.
• Remove PMI: Once you reach 20% equity, refinance or request PMI removal to eliminate that monthly cost.
• Cash-out refinance: Access equity for home improvements or investments. Your balance increases but equity becomes liquid.

Home Improvement ROI Guide

If You Are Struggling with Payments

Contact your loan servicer immediately — before missing a payment if possible. Lenders have far more options available when you call early.

• Forbearance: A temporary pause or reduction in payments. Payments are deferred, not forgiven.
• Loan Modification: A permanent change to loan terms — rate reduction, term extension, or principal reduction.
• Refinance: If you have equity and decent credit, refinancing to a lower rate can reduce your monthly payment.

South Carolina Resources

• SC Housing: schousing.com — mortgage assistance programs for homeowners facing hardship
• HUD Housing Counselors: Free foreclosure prevention counseling — 1-800-569-4287

Georgia Resources

• Georgia Homeowner Assistance Fund (HAF): dca.ga.gov
• HUD Housing Counselors: 1-800-569-4287